FINANCIAL INFO

 

I do not work with insurance companies

However, I can provide documentation (super bill) for you to submit for "out of network" coverage.

Fees are paid to me at time of service via Credit Card, Health Savings Account, Flexible Spending Accounts, and/or Cash

Individual Sessions $130 - 45-50 mins / $230 - 90-100 mins

Couples Session $230 - 90 mins

Family Session $150 - 60 mins

Sliding Scale Slots (as of 2/2017) are FULL

* In an effort to make sessions more affordable, I have a few slots for those who cannot afford my full fee and offer plans on a sliding scale. Please go to www.openpathcollective.org to see if those slots are open and for more information.

Accepted Payment Methods: Cash, Credit Cards & Health Savings Account.

 

CALL OR EMAIL SUSAN STORK FOR A COMPLIMENTARY PHONE CONSULTATION (443) 527-2042


INSURANCE INFO

 

Space Between Counseling Services is an Out of Network provider with many insurance companies which means that we do not bill insurance companies directly. Your counseling services may be eligible for reimbursement through out-of-network benefits, medical spending or health care savings accounts. Health insurance plans and benefits vary. If you are interested in using your health insurance, please call your insurance provider to inquire about reimbursement for out-of-network counseling services. Space Between Counseling Services will provide you with a receipt at the end of each month which you can submit to your insurance company for out-of-network coverage/reimbursement.

Many clients choose not to involve insurance companies in their mental health care. Their counseling is not limited by the diagnosis, treatment plan or session limits that health insurance companies dictate. Insurance companies often limit the number of sessions and even the type of therapy. Many insurance companies do not cover couples/relational or family therapy.

To have therapy services covered under insurance, a mental health diagnosis must be made. This then becomes a part of your permanent health care record. This may lead to limitations such as denial for quality life insurance or health insurance later on. Additionally, since a mental health diagnosis must be made to obtain reimbursement, the insurance company has to know a lot of information about you to be covered. The insurance company can review all of your records at their discretion.

By paying privately or out of pocket, we can assure private pay clients of the highest degree of privacy, flexibility and control of their mental health record allowed by Maryland state law, since our records are exempt from insurance reporting and random compliance audits. Our work is off record. 

In addition, many insurance companies require a deductible to be met before they start paying, so you may be paying out of pocket anyway. 

We will work collaboratively to decide how often to attend therapy and you decide what you want to focus on. You have the control, not the insurance company.